Was not the spring cleaning really good this year? They want to renew themselves in their own four walls and introduce more charm, not just through a simple change of scenery. Some pieces of furniture have already worn out mattress Has got some cows and the garden accessories should already be exchanged long ago… Well, then you should not wait a minute longer, but act. This, of course, involves a good planning, not only chronologically and logistically, but above all also financially. For setting up and living you can already get into the four-digit range. As you sometimes notice quickly that the new residential investment exceeds your own savings by a lot. In such cases, experts advise To find out about a suitable financing , For example by means of a lightning credit, which can help you to realize your fresh residential ideas.
What is a lightning credit at all?
Often such a credit is called fast or instant credit. This is not a coincidence, because with this form of credit, the borrower has the desired amount of money in just a few hours or days. Thus, light credits are processed almost exclusively in an online process, saving the borrower much time and nerves. However, some documents must be submitted before the contract is concluded.
The usual documents when applying for a lightning credit:
- Bank card
- Copy of identity card
- Account statements for the last few months – due to proof of regular salary receipts
- Proof of salary, which is up-to-date or possibly an uncontrolled employment contract
Everything is normally submitted via e-mail. So that everything goes really fast, as is already the case with a lightning credit. In most cases, the entire process is completely uncomplicated.
What are the advantages of a lightning credit:
The rapid availability of the money due to the timely payout by the borrower is, without doubt, one of the greatest advantages of a lightning credit. Even more advantages are the low bureaucratic expenses compared to other types of credit as well as the possibility of getting a loan despite a negative Schufa entry on the part of the borrower. A further advantage of this type of credit is the low minimum credit amount compared to conventional installments, which often only offer much larger amounts of money.
An extra option with the Blitzkredit, which is open at many offerers, is the so-called rate or number break. That is, The borrower has the option of depositing one of the monthly installments once a year. Just ask your selected lender!
What are the disadvantages?
Two main differences to normal installment loans are: the amount of the effective annual rate and the option for early credit resolution. In both aspects, conventional bank loans are much better. Both of these factors must be taken into account, especially in the case of larger loan amounts.
The selection of Blitzkredit vendors is certainly not small and you can lose the overview quickly. In addition, the credit conditions of the lenders often differ markedly. That is why always before a borrowing is extensive In advance! On the net you will find many credit comparison portals, which refer to several recommended credit institutions and give you the most important credit conditions.
Give yourself the Fulfilling your housing needs And let it go you well!